Types of Aid

We have a variety of options for funding your studies. Our Financial Aid office will assist you in assessing your needs and answer any questions related to student aid program eligibility. 
 

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FOR UNDERGRADUATE STUDENTS

Academic Merit Awards

AJU offers various merit-based scholarships to students who demonstrate academic excellence, leadership, and commitment to their respective communities.

These scholarships, which are applied toward a student’s tuition, are granted to admitted students upon acceptance to the college.

For more information about AJU’s merit-based scholarships, including eligibility requirements and award amounts, please feel free to contact the Office of Undergraduate Admissions at 310-440-1247 or admissions@aju.edu.


AJU Tuition and Housing Grants: Read details

AJU Tuition and Housing Grants are awarded by American Jewish University to eligible full-time students to help offset the cost of tuition and/or on-campus housing. Students do not repay grants.

Pell Grant: Read details

Pell Grants are funded by the federal government and range from $564 to $5,645. Check http://www.ed.gov for the latest information.

Supplemental Education Opportunity Grant (FSEOG): Read details

Federal Supplemental Educational Opportunity Grants are funded by the federal government and grant builds on the Pell Grant program to provide increased funds for full-time undergraduate students with the highest need. Awards are typically $400 - $2,000 per academic year.

Federal Work-Study (FWS): Read details

Federal Work-Study (FWS) provides funding for student employment on campus. Students receive a paycheck each month for the hours worked and may use the earnings to make tuition payments, to pay for books and supplies, or to pay for personal expenses. Students may apply to work in a variety of on-campus sites, including the library, the Educational Resources Center, and department offices. Work Study provides excellent learning opportunities outside the classroom. Through hands on experiences students develop valuable skills that can later be translated to professional settings.

Cal Grant: Read details

Cal Grants differ in amounts and requirements, and are funded by the State of California for undergraduate California residents only. If your Award includes a Cal Grant, please note that it is contingent on confirmation of your eligibility from the California Student Aid Commission. Check for periodic state budget updates. Students may apply by filing the FAFSA and submitting a GPA verification form to the California Student Aid Commission before the March 2nd deadline.

[ Click here to obtain the GPA Verification Form and Instructions ]

Due to March 2, 2014 falling on a Sunday, the deadline is extended to the following Monday, March 3, 2014. The paper GPA Verification form must be postmarked no later than March 3, 2014.


To be considered for a Cal Grant award, you must complete both of these requirements: First, you must complete either a 2014-2015 Free Application for Federal Student Aid (FAFSA) with the Federal processor at www.fafsa.ed.gov or a California Dream Application with the California Student Aid Commission (Commission) at https://dream.csac.ca.gov by the March 2, 2014 deadline. Second, you must ensure that a certified Grade Point Average (GPA) is submitted to the California Student Aid Commission by March 2, 2014.

Please download and print the appropriate Cal Grant GPA Verification form:
If you are completing the FAFSA with the Federal processor at www.fafsa.ed.gov please take the following March 2, 2014 GPA Verification form to your high school or college administrator for completion of the For School Use only section.

If you are completing the California Dream Act Application with the California Student Aid Commission at www.csac.ca.gov/dream_act.asp please take the following March 2, 2014 GPA Verification form to your high school or college administrator for completion of the For School Use only section.

Please note: The Commission will not process any GPAs that may have been submitted in prior years. In order for a student to be considered for a 2014-2015 Cal Grant award, a new GPA form must be received by the Commission by the stated deadline.
WebGrants for Students
Are you wondering if your Cal Grant GPA has been received by the Commission? After you have filed a FAFSA, you can go on-line and check the status of your Cal Grant application by logging on to www.webgrants4students.org and creating a WebGrants for Students account. This secure site will let you view the status of your Cal Grant or Chafee Grant application, update your address, view payment history or report your college of attendance to the Commission.

Direct Loans: Read details
Direct Subsidized Loan - for students with demonstrated financial need, as determined by federal regulations. No interest is charged while students are in school at least half-time, during 6 months grace period and during deferment periods.

Direct Unsubsidized Loan - not based on financial need; interest is charged during all periods.

Direct PLUS Loans - are low interest loans available to parents of dependent students or for graduate/professional degree students. Interest is charged during all periods.

Graduate/professional degree students who need to borrow more than the maximum subsidized or unsubsidized loan amounts to meet education expenses not covered by other financial aid may be eligible to receive a Direct PLUS Loan.

Direct Loans have a fixed interest rate that differs depending on the loan type and other factors.

The maximum amount student can borrow each school year depends on student’s grade level and other factors. It ranges from $5,500 per year for a dependent freshman to $20,500 per year for a graduate/professional degree student; however, the actual amount students are eligible to borrow each year is determined by AJU Financial Aid office and may be less than the maximum amount. There are also limits on the total amount of student’s loan debt.

In addition to interest, students pay a loan origination fee that is a percentage of the principal amount of each Direct Loan that you receive. This fee helps reduce the cost of making these low-interest loans. Federal Government deduct the fee before students receive any loan money, so the loan amount students actually receive will be less than the amount they have to repay.

Click here for more information on Direct Loans

Direct loan recipients are required by law to complete Entrance Counseling prior to the first loan disbursement. Upon separation from AJU, student must complete Exit Counseling.

These Exit/Entrance Loan Counseling sessions may be completed online at: https://studentloans.gov/myDirectLoan/completeCounseling.action
or http://www.nslds.ed.gov/nslds_SA/

Alternative Loan Program: Read details

Alternative (Private) Loan Program (not federally-guaranteed) allows students to borrow from a base minimum of $1,000 up to the cost of attendance with no collateral required and an interest-only payment option. Terms and conditions vary from lender to lender. The program is available from individual banks and other financial institutions. Lenders require most undergraduate and all international students to have a co-signer who has satisfactory credit history and is a U.S. citizen or permanent resident.

Click here for more information on Alternative Loan Programs
 

FOR GRADUATE STUDENTS

AJU Tuition Grant: Read details

AJU Tuition Grants are awarded by American Jewish University to eligible full-time students to help offset the cost of tuition and/or on-campus housing. Students do not repay grants.

Direct Loans: Read details

Direct Subsidized Loan - for students with demonstrated financial need, as determined by federal regulations. No interest is charged while students are in school at least half-time, during 6 months grace period and during deferment periods.

Direct Unsubsidized Loan - not based on financial need; interest is charged during all periods.

Direct PLUS Loans - are low interest loans available to parents of dependent students or for graduate/professional degree students. Interest is charged during all periods.

Graduate/professional degree students who need to borrow more than the maximum subsidized or unsubsidized loan amounts to meet education expenses not covered by other financial aid may be eligible to receive a Direct PLUS Loan.

Direct Loans have a fixed interest rate that differs depending on the loan type and other factors.

The maximum amount student can borrow each school year depends on student’s grade level and other factors. It ranges from $5,500 per year for a dependent freshman to $20,500 per year for a graduate/professional degree student; however, the actual amount students are eligible to borrow each year is determined by AJU Financial Aid office and may be less than the maximum amount. There are also limits on the total amount of student’s loan debt.

In addition to interest, students pay a loan origination fee that is a percentage of the principal amount of each Direct Loan that you receive. This fee helps reduce the cost of making these low-interest loans. Federal Government deduct the fee before students receive any loan money, so the loan amount students actually receive will be less than the amount they have to repay.

Click here for more information on Direct Loans

Direct loan recipients are required by law to complete Entrance Counseling prior to the first loan disbursement. Upon separation from AJU, student must complete Exit Counseling.

These Exit/Entrance Loan Counseling sessions may be completed online at: https://studentloans.gov/myDirectLoan/completeCounseling.action
or http://www.nslds.ed.gov/nslds_SA/

Alternative (Private) Loan Programs:  Read details

Alternative (Private) Loan Programs (not federally-guaranteed) allows students to borrow from a base minimum of $1,000 up to the cost of attendance with no collateral required and an interest-only payment option. Terms and conditions vary from lender to lender. The program is available from individual banks and other financial institutions. Compare carefully if you are considering an alternative loan. Lenders require most undergraduate and all international students to have a co-signer who has satisfactory credit history and is a U.S. citizen or permanent resident.

Click here for more information on Alternative Loan Programs

FOR ZIEGLER STUDENTS

Ziegler Awards: Read details

Ziegler Awards are granted to each Ziegler School student, based on the available funds.

Because Ziegler Awards are contingent on the availability of funds to distribute, an award in one academic year does not guarantee another in subsequent years. Ziegler awards are granted on a need-blind basis.

To be eligible for Ziegler Awards, continuing students must be in good academic standing, with a cumulative Ziegler School grade point average of at least 3.0 at the time that awards are granted.

FOR NONPROFIT MANAGEMENT STUDENTS

School of Nonprofit Management President Scholarship: Read details

The School of Nonprofit Management offers the President Scholarship as a discretionary grant. Students may only apply for the scholarship after making a request with the Assistant Dean of the department.

This grant is based upon a range of criterion including but not limited to merit, financial need and/or the potential of the student to serve as a future leader in the nonprofit sector. Applicants are required to write a one page essay detailing what they feel will be their impact on the nonprofit sector.

Scholarships of this type generally range from $400 - $2,000 depending on the individual request and circumstances. Funds are usually offered only once per degree program.